About Lemon Tree Finance

At Lemon Tree Finance, we’re here to ensure that getting a loan isn’t just about borrowing money—it’s about making the right financial decisions that set you up for success.


A happy family carrying boxes and belongings walks into a bright home, with a smiling young girl leading the way. Green trees are visible outside through the open doorway.

Our personal approach when working with you.

Simple and transparent.

Sorting out your finances can feel like a lot, that's why we make it simple. We'll give you clear, easy-to-follow steps, with no confusing jargon, just open communication and effective results, so you can feel confident you have the right solution for you.

Tailored to you.

We take the time to understand your unique financial goals, whether you're looking for lower repayments, want to pay off debt faster, or are planning for long-term growth. We know "one-size-fits-all" lending doesn't work because everyone's situation is different.

Financial freedom sooner.

We'll help you structure and manage your debt smartly. It's not just about borrowing; it's about using that money wisely and in a manageable way  to work towards financial independence faster and to reach your goals.

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Our story

Passionate about your financial success.

Our journey in finance began with a simple yet profound realisation: the immense satisfaction of helping clients secure the capital they needed to achieve their goals. That initial success, witnessing the direct impact of our work on significant milestones in their lives, became the driving force behind everything we do. We quickly understood that securing a loan is just the first step; effectively managing and understanding that finance is equally, if not more, crucial for long-term success.

From that moment, we dedicated ourselves to a full and rounded approach – ensuring our clients not only secure finance but also structure their loans in a way that truly sets them up for success. This commitment naturally led us to specialise in diverse areas, from empowering first-home buyers and property investors to assisting with complex property builds and developments. Simultaneously, we became a trusted partner for New Zealand businesses, helping them secure vital funding for expansion, mergers, acquisitions, asset purchases, and strategic debt restructuring.

With extensive experience and deep industry knowledge, we saw an opportunity to offer even more. We wanted to provide truly tailored financial solutions, unbound by the limitations of a single lender. This vision led to the founding of Lemon Tree Finance: a company built to help both individuals and businesses confidently navigate and overcome their financial hurdles, ensuring they're equipped for sustainable growth and prosperity.

The Lemon Tree team

Contact us
Handsome young man
Alex test
Web designer
Emily Johnson, Financial Advisor at Lemon Tree Finance
Emily Johnson
Financial Advisor
Michael Brown, Investment Manager at Lemon Tree Finance
Michael Brown
Investment Manager
Jane Smith, Accountant at Lemon Tree Finance
Jane Smith
Accountant
John Doe, Financial Analyst at Lemon Tree Finance
John Doe
Financial Analyst
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